If you don t own a car but frequently use one take a look at the circumstances below to see if a non owner policy is right for your situation. Non owner auto insurance is an insurance policy for people without a car.
Insurers don t tend to offer non owner car insurance quotes online and some like progressive offer them only to existing.
Non owners insurance quote. Non owner car insurance policies can be a good alternative to full coverage. Should an accident happen the insurance would help cover any damages you may be responsible for and non owners car insurance only costs an average of 300 to 500 a year depending on a variety of factors like credit score driving record marital status and location. Request your free quote online or call us at 888 99 quote to speak to one of our licensed agents.
These limits are automatically the same limits as those you selected for your liability insurance which is required in order to carry non owned auto coverage. It provides liability coverage similar to a standard auto insurance policy. Individuals who are not vehicle owners must purchase and carry north carolina non owner insurance to obtain a new first time driver s license or to reinstate a suspended driver s license.
A non owner car insurance policy will not include comprehensive collision rental reimbursement or towing since the policy is not attached to a specific vehicle. To get a quote you ll need to make a call or visit an agent. Non owners car insurance typically comes into play as a secondary coverage if the car owner s insurance falls short in paying for the repair and medical bills.
888 99 quote that s 888 997 8683. Non owned insurance is available for multiple industries but acceptability will ultimately depend on your. Non owned car insurance uses limits to describe the maximum amount your insurance company will pay.
That means the insurance policy on the car you re borrowing will be used first and then your non owners policy kicks in if you have higher liability limits than the car owner. It can be spelled or said differently but all of these talk about the same coverage. Great low non owner sr22 insurance quotes.
Onguard insurance offers great low rates and immediate coverage and filing for non owner sr22 insurance. Non owners car insurance is for drivers who don t own a car. In the scenario that you injure other people or damage cars or property in an accident a non owner policy can protect you from owing thousands of dollars out of pocket.
We can provide you with your non owner s sr22. In addition new residents to the state must obtain north carolina non owner insurance to obtain a north carolina driver s license. Who should consider non owner insurance.
Some companies refer to this coverage as non owner car insurance non owners car insurance non owner insurance or a non owners auto insurance policy. Getting a quote through acceptance is easy and this type of insurance can save a lot of money in the end compared to the cost of paying for the medical bills and property damage associated with an accident.