You can do this when you get a quote and buy a policy or if you ve already bought one by calling us on 1800 182 310 or by logging into your online account and editing your policy. Insurance cover especially designed for engagement rings.
By 1990 that figure had shot up to more than 80 per cent.
Engagement ring insurance quote. Jewelry insurance is affordable at progressive. But for most people jewelry insurance will cost 1 2 of the value of your jewelry. Engagement wedding ring insurance from insurance4everyone provides cover for your precious items.
Engagement ring insurance covers the cost of repair or replacement if your ring is lost damaged or stolen. Whether it s an engagement ring eternity ring one or both weddings rings or another combination we can quote online to cover items up to 40 000 and you can buy cover online instantly. Homeowners insurance doesn t typically cover losses such as if you misplace that diamond pendant.
If your engagement ring is valued at more than 1 000 our standard limit you ll need to specify or list it separately on your policy with an individual description and value. Also some insurance providers won t ask for a valuation certificate until you make a claim so be sure to keep yours in a safe place. Most homeowners insurance policies that do cover jewelry have limits on each piece and this might be only 2 000 or so.
For example a 5 000 engagement ring could cost as little as 50 per year to insure. Rates depend on where you live. In 1939 only 10 per cent of engagement rings contained diamonds.
We realise that often it is not possible to obtain diamond ring insurance under a home insurance policy especially if the value is high. We provide all types of jewelry insurance including engagement ring insurance. So a 5 000 engagement ring will cost about 50 100 year to insure.
The full value probably wouldn t be covered if you have a valuable item such as an heirloom or an engagement ring. Plus your coverage includes worldwide travel. It only costs 1 to 2 of the total value of your jewelry.
You might not think it ll happen to you but one study found that 11 of couples lose a. No matter the type of jewelry you insure it ll be protected by our comprehensive repair or replacement coverage. Watches earrings and even loose stones while being set yep we cover those too.
The biggest fear with engagement rings is that the settings will become loose and the stone will be lost the diamond forms the bulk of the value in the ring and our policy will cover the actual physical loss of the diamond. We provide diamond ring insurance as a stand alone insurance policy we are happy to insure single items such as engagement rings or eternity rings. Get a ring insurance quote now.
If you re looking for an exact price just get a quote or contact your insurance company. Over the years our engagement rings have got more bling.