Unfortunately for new jersey drivers the state is one of the most expensive for auto insurance. Since you re driving during top traffic hrs a lorry made use of to commute to and also from work or college will certainly be a lot more pricey.
There are two common types of new jersey auto insurance policies.
Car insurance quotes nj. Whether you re driving on the jersey turnpike or heading down the shore on the atlantic city expressway you need someone who understands that car insurance is more than just protection for your car. In new jersey the average cost of liability car insurance is just under 1 230 per year. The auto insurance companies with the most expensive quotes in new jersey were palisades and allstate.
A standard policy and a basic policy. The severity and frequency of claims in your neighborhood your driving record the type of car you drive and other variables are used by insurance companies to figure out the cost of your policy. New jersey offers two types of auto insurance policies.
Online car insurance quotes. New jersey drivers deserve auto insurance they can depend on. For example an 18 year old nj driver pays 5 392 per year for state minimum coverage ouch.
For the standard policy new jersey law sets minimum liability coverage limits of 15 30 5 and requires uninsured and underinsured motorist coverage and. The per crash sets a cap on the maximum that the insurance provider will pay out per accident. Underinsured driver insurance can help.
Both policies require drivers to have two types of auto liability coverage. According to the naic the cost of new jersey car. The average car insurance rate in new jersey is 1 346 a year.
15 000 per person per accident up to 250 000 for certain injuries. How much is car insurance per month in new jersey. Your rates will depend on your gender your age where you live and other factors.
You can start your new jersey car insurance quote online or call us at 800 947 auto 2886. Nationwide offers a range of car insurance discounts that can help lower your monthly premium you may be eligible for these exclusive discounts below. As with most states in order to register and drive your car in new jersey the state requires that you have a minimum level of certain types of auto insurance coverage.
These three auto insurers have average car insurance rates of 735 per year or about 61 per month which is 39 cheaper than the new jersey average. The standard policy most popular provides several coverage options as well as the option to buy additional protection. We ve obtained high marks from a m.
Basic car insurance policies in nj. Bodily injury liability coverage and property damage liability coverage. New jersey car insurance discounts find out which discounts can be applied to your policy by applying online for a quote or speaking with your local agent.