The severity and frequency of claims in your neighborhood your driving record the type of car you drive your credit and other variables are used by insurance companies to figure out the cost of your policy. Keep in mind the above quotes are just estimates for the average driver.
Learn more about minimum car insurance coverage requirements in michigan.
Car insurance quotes michigan. To illustrate how cost changes with location we ve ranked the cost of car insurance in michigan s cities from least to most expensive. 20 000 per person 40 000 per accident. As with most states in order to register and drive your car in michigan the state requires that you have a minimum level of certain types of auto insurance coverage.
Bodily injury to others. Up to 40 000 for each accident. The cost of coverage depends heavily on the driver s location.
They must also have personal injury protection and property protection coverage. The average cost of full coverage car insurance in michigan is 4 356 per year while the cost of minimum coverage is 2 292 for a 12 month policy. The minimum amount of car insurance coverage in michigan for bodily injury and personal damage are.
Your car insurance costs are impacted by more than just the state in which you live. The average car insurance rate in michigan is 3 096 per year twice as expensive as the national average making it the most expensive state in america for car insurance. Compare michigan car insurance rates michigan 190 50 mo.
The average car insurance rate in michigan is 3 141 a year for a full coverage policy with a 500 deductible or about 262 a month. Car insurance in michigan the detroit windsor tunnel finished in 1930 stretches for nearly a mile and handles up to 29 000 vehicles every day. Car insurance quotes are based on a number of factors including age gender location type of vehicle driving record and more.
Up to 20 000 for a person who is hurt or killed in an accident. In 2020 farmers ranked 14 in michigan for the cheapest car insurance on average. Auto insurance is expensive in michigan.
Michigan car insurance discounts find out which discounts can be applied to your policy by applying online for a quote or speaking with your local agent. Cars are of course important to michigan and detroit the motor city is the car capital of the world. Michigan drivers are legally required to buy certain types of auto liability coverage.
Nationwide offers a range of car insurance discounts that can help lower your monthly premium you may be eligible for these exclusive discounts below.